Escalating maintenance cost in Chennai

I seem to be getting no reprieve from the mounting maintenance cost. Every year I try to address this in meetings and somehow I only land up paying more than the previous year. 

At one side I am working hard to bring down my EMI and on the other side, the escalating maintenace cost is countering that effort.

My middle class upbringing taught me to live life unlimited, but within the boundaries of a budget. But then, to expect it from others is quite unreasonable on my part. Living with this seems to be the only solution, unless I am pushed to look for an alternative accomodation. Having a luxury does not mean you have to necessarily enjoy it (all the time, that is), but then, it applies only if one is cost conscious. Hope good sense prevails.